ACE’s international casualty product covers a business’ liability to pay damages for accidental bodily injury or damage to a third party’s property arising out of their operations. The insured can be single or multi territory but must be domiciled outside the UK to access the international casualty product. The product is available via brokers.

Product Highlights

The international casualty product is an excess product but we can consider risks on a primary basis dependent upon territory and nature of exposure. On a standard basis the policy generally follows the form of the primary layer unless there are specific terms, conditions and exclusions applied to the layer. We can extend the cover on an optional basis to include the following:

·         Financial loss

·         Excess employers’ liability

·         Excess motor

·         Failure to supply (excluding pure financial losses)

Clients in the following target sectors particularly benefit from our international casualty offering:

·         Single project construction

·         Oil, gas & utilities

·         General engineering

·         Hotels

·         Retailers and wholesalers

·         Manufacturers and distributors

·         Rail operators (subject to minimum attachment level)

Key Selling Points

·         We have the ability to write a diverse portfolio of risk exposures including US domiciled exposures (although not in isolation)

·         We have the ability to write adverse portfolio of risk exposures including the US though not in isolation.

·         We have a highly experienced team of underwriters

·         We offer capacity up to US$75m (or local equivalent)